SI Real Estate Tampa and The Beaches

Florida consistently earns top rankings from lifestyle, business, education, retirement and travel publications. Constant economic growth, pristine landscape, and the consistently temperate climate are just a few factors that make the state an ideal location to retire, start a family, build a career, attend university, or advance in a profession. Florida is ideal for anyone’s relocation needs. • “Top State Business Climate.” Florida’s business climate ranked 4th among executives and 6th overall on Site Selection magazine’s 2008 Top State Business Climate rankings. Read more . • “Best Tax Climate for Business.” Florida continues to rank among the top five states for best tax climate for business, according to a Tax Foundation survey. With no state income tax, low corporate taxes, a low unemployment insurance tax rate, and sales tax exemptions for certain business transactions, Florida has remained among the top five U.S. states since the survey’s inception. Read more . • “#1 in Online ...

New Townhome Community Gorgeous and Incredibly Spacious 3BR/2.5BA for Sale in Brandon, Florida FHA Approved!! Brand New Townhomes Excellent Builder! These tastefully decorated homes are offered in the $140’s, and are located in the Brandon/Riverview area of Florida, offering the finest amenities and most convenient location. Enjoy the privacy of having no backdoor neighbors as you relax on your screen enclosed lanai overlooking the park and picnic area. Enjoy your morning coffee in the eat-in kitchen, at the breakfast bar, sitting at the dining room table, or on the lanai enjoying our fantastic Florida weather. The living area is spacious and open, providing an entertainment cut-out and an ideal lay-out for furniture placement. The large master bedroom boasts vaulted ceilings, walk-in closet and private bathroom with dual sinks, garden tub, and separate shower. The laundry room with washer and dryer hook-ups is conveniently located on the second floor allowing easy access. Total sq ...

Cash buyers are grabbing deals at rock bottom prices in the Tampa Bay real estate market. According to the market statistics provided by the Greater Tampa Association of REALTORS® ( GTAR ), in April of this year 38% of all financing was cash. This is more than a 10% increase from April of 2008. Cash financing increased from 285 transactions in April of last year to 508 this year. FHA and VA financing has also seen an increased from last year, although not as drastic. Conventional financing has decreased from 555 transactions to 394, signifying that a majority of real estate transactions being made in the Tampa Bay area this year are by cash buyers. According to the same report from GTAR, homes sales have increased from 897 in April of last year to 992 in April of this year, with more than 3,424 total homes being sold to date in 2009. Market activity is definitely moving quickly in Tampa, Florida.

Student housing makes up the majority of costs when sending a child off to school. Instead of giving more of your money to the University or landlords, why not invest in Tampa real estate market and produce an income? SI Real Estate can assist you in locating a real estate property for your eager student that will provide safe, affordable housing, while at the same time contributing to your family’s investment portfolio and build your student’s credit while they are still in school. Now is an excellent time to take advantage of the real estate market’s drastically reduced prices and our historically low interest rates. An investment in a condo or townhome now could prove to be a valuable asset four, five, or six years in the future, after the degree is earned. Make graduation not only a joyous occasion, but also a lucrative one! Why not join the savvy investor minded families who are enjoying real estate investment properties? After graduation, rent your property or sell in for profit...

The dream of home ownership is now more accessible than it has been in years, and for many Americans owning a home is still the American dream. If you are not financially prepared, today’s excellent deals may pass you by. Try some of these money saving tips to add more cash to your future home fund: - Take a fixed amount from every paycheck and make sure it goes directly into your savings account. This can be a fixed percentage (10%) or a fixed amount ($200.00). - Create and closely watch your budget. Many people have no idea where there money goes every week or month. Watching where you spend your money may surprise you and you may not be so quick to buy lattes 5 days a week. - When you go shopping, make a list and stick to it. Get only what you need and forget about the extras that you don’t. - Cut back on utilities. Do you need all 10 HBO channels? Do you use 3-way calling? Probably not. Do away with them and you will be surprised by how much you will save each month. - Have a garag...

When the Federal Reserve announced that they would acquire the debt and mortgage-backed securities (MBS) of Fannie Mae, Freddie Mac, and Ginnie Mae, homeowners across the United States rushed to lock in lower fixed-rate mortgages to preclude adjustments that were impending due to the acquisition of interest-only and adjustable rate mortgages (ARM’s). Consumers are getting smarter about their finances due to the current recession and the government is offering refinance programs that makes it even easier to get low fixed-rate mortgages. Here in the Tampa Bay area, we have seen several expansions due to the so-called “refinance surge”. One such expansion was an announcement last week from Tampa Bay Federal Credit Union (TBFCU). TBFCU has announced that they are expanding their Real Estate Lending/Servicing Division to handle the foreseen surge in the refinancing market. Dean Clark, Manager of Real Estate Lending/Servicing for TBFCU said, "In the first quarter of 2009, we have see...

Waterfront, Custom Designed 2 Story Home for Sale. Just reduced by $100,000.00! Located in the Prestigious Keystone area of Odessa, Florida. If luxury is what you seek, this home is for you!! This spacious, 3300 square foot, 3BR, home has it all including 25ft. ceilings, a unique sunken great room, formal living and dining room, and a fantastic master suite with stunning lakefront views from the private balcony. The master bath/spa features dual sinks and Jacuzzi tub, while the enormous 10x20 walk in closet is sure to accommodate any size wardrobe. True hardwood floors, 18in ceramic tile, crown molding, and spiral staircase make this home a must see! The light and bright kitchen features an abundance of cabinet space, newer appliances, breakfast nook, and desirable island. Included in this amazing home are the modern conveniences of and oversized laundry room with new front loading washer and dryer and plenty of storage space. Relax by the enclosed pool, private lake front and enjoy th...